Want your private health insurance to help you cover your exercise costs?
Getting and staying fit and healthy takes time, effort, and often your hard earned money. I’m clearly biased, but I believe these investments are worth it. Most private health insurance companies agree – at least in statement. Unfortunately, they agree less when it comes to putting their money where their mouths are.
Many private health insurance companies do offer exercise physiology coverage through their extras programs, which is a great first step. Frustratingly for both exercise physiologists and our clients – that is, for you – the coverage is often limited, with large gap payments and relatively low limits on what your private health might pay annually. As exercise physiologist, we are also limited in what services we can provide when you are claiming with private health. General fitness sessions are not covered under exercise physiology. Rather, your EP session should be designed to address a specific health condition(s). Given the amount of science telling us how much exercise helps keep us all healthy, preventing disease and chronic conditions, it would be nice to see some support for regular exercise in a preventative capacity.
You can do something about this! Exercise and Sports Science Australia (ESSA), the governing body for exercise physiology and exercise science, has released a statement encouraging private health insurance customers to get involved. A petition is available, and they’ve provided a template letter for contacting your insurance company directly to support an increase in exercise physiology benefits. If you want better coverage and better support for exercise for health and fitness, head over the read the statement – petition links and letter template at at the end.